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Associations · Practical guidance

Is a roof quote the same as a reserve study?

No. A roof proposal describes offered work and terms. A structural integrity reserve study addresses specified components and funding requirements under applicable law. The association should use the appropriate qualified professionals and current DBPR guidance for its own obligations.

A proposal answers a construction question

A roofing proposal describes work offered, its scope, and its terms. It may help an association understand a roof project. It does not become a reserve study simply because it includes a price or comments on the roof’s condition.

Document or decisionQuestion it helps address
Roofing proposalWhat work and terms is this contractor offering?
Roof findingsWhat was observed or assessed, and within what scope?
Reserve or statutory reviewWhat does the association need to evaluate with qualified advisers?
Board authorizationWhat does the association’s process authorize next?

Do not infer obligations from a building image

Florida condominium requirements depend on the applicable law and the association’s circumstances. A photograph, mailing address, or story count entered on this site is not enough to determine those duties. Check current DBPR information and obtain appropriate association, engineering, or legal guidance.

Connect the records without substituting them

Ask the roofing contractor to explain how its proposed work relates to the roof component or concern being discussed. Keep the proposal and the relevant study record identifiable as separate documents. If their descriptions differ, ask the responsible professionals to clarify rather than editing away the disagreement.

Questions to take with you

  • Keep each document’s purpose clear.
  • Check current requirements for the actual association.
  • Route statutory and funding questions to the appropriate advisers.

Use the board outline to separate the construction discussion from other professional questions.

Create a board discussion outline

Sources and scope

DBPR condominium information and FAQs

Prepared September 13, 2026. The linked primary resources provide technical or official context. Examples are illustrative, not completed EaseRoofing projects. Guidance does not replace an assessment or the appropriate professional and permitting process for your property.

Insurance responsibilities

You are responsible for paying any insurance deductible.

It is insurance fraud punishable as a felony of the third degree for a contractor to knowingly or willfully, and with intent to injure, defraud, or deceive, pay, waive, or rebate all or part of an insurance deductible applicable to payment to the contractor for repairs to property covered by a property insurance policy.

It is insurance fraud punishable as a felony of the third degree to intentionally file an insurance claim containing any false, incomplete, or misleading information.

This website does not interpret your policy, file or negotiate claims, or promise coverage. A roofing contractor can document roof conditions and explain its repair estimate. Direct coverage questions to your insurer or an appropriately licensed professional.

Florida Statutes § 489.147

CUSTOMER EXPERIENCES

Selected five-star Google reviews

15 selected reviews of EaseRoofing. Short excerpts; read each original review on Google.

★★★★★

“The entire process was smooth and efficient. A minor issue after completion was quickly addressed.”

Dan Santucci

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★★★★★

“I was very pleased with the job. The price, the communication, the outcome of the total project.”

Chuck Jordan

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See all Google reviews · Overall profile: 4.0 out of 5 from 25 reviews, checked September 10, 2026. Ratings can change.